Auto insurance that takes it slow — so you don't have to.
Sloth Insurance gives you clear coverage, fair prices, and claims handled at human speed. No surprises, no stress.
Quotes take about 2 minutes. No spam, ever.
Coverage built for real drivers
We stripped out the industry jargon and kept the stuff that actually matters when something goes wrong.
Claims in a flash
Most claims are reviewed and paid within 24 hours, because accidents are stressful enough.
No gotcha pricing
Your quote is your price. We don't hide fees or surprise you with rate hikes after sign-up.
Any car, any driver
From daily commuters to weekend road-trippers, we build policies around real driving habits.
Digital-first docs
ID cards, policy documents, and proof of insurance — all in your pocket, instantly.
Real protection
Liability, collision, comprehensive, uninsured motorist, and roadside assistance options.
Humans on standby
Talk to a real person when you need one, not a chatbot that sends you in circles.
Insure your car in three easy steps
No paperwork, no phone trees, no waiting weeks for a decision.
Get a quote
Answer a few quick questions about your car and driving history.
Customize coverage
Pick the limits, deductibles, and add-ons that fit your budget.
Hit the road
Buy online in minutes and access your proof of insurance right away.
Loved by drivers everywhere
"I switched to Sloth Insurance and saved $340 a year. The signup was shockingly simple."
Maya R.
Honda Civic owner
"When someone rear-ended me, Sloth had my claim paid before the body shop even opened."
James T.
Toyota RAV4 owner
"Finally, an insurance company that doesn't make me read the fine print three times."
Priya K.
Tesla Model 3 owner
Ready to slow down and save?
Join thousands of drivers who switched to smarter, simpler auto insurance.
Start your free quoteTakes 2 minutes. No commitment required.